The following are several sample settlement letters with the clients' information removed for privacy reasons. (Please note that most settlements can be structured to take the form of a lump sum or installment plan.  The best terms of repayment are always negotiated on your behalf.) Chase debt negotiation, debt settlement letter (2001) $3,500.00 paid on balance of $32,288.69.89% debt reduction. Capital One (Direct Merchants) debt negotiation, debt settlement letter. (2001) $2,300.00 paid on balance of $7,867.23. 71% debt reduction. Household Credit debt negotiation, debt settlement letter. (2001) $7,000.00 paid on balance of $36,133.73. 81% debt reduction. USAA debt negotiation, debt settlement letter. (1998) $2,393.21 paid on balance of $5,983.02. 60% debt reduction. Discover debt negotiation, debt settlement letter. (2002) $2,241.00 paid on balance of $6,401.96. 65% debt reduction. First National Bank of Omaha debt negotiation, debt settlement letter. (2002) $2972.00 paid on balance of $5,943.00. 50% debt reduction. American Express debt negotiation, debt settlement letter. (2002) $10,614.00 paid on balance of $34,718.00. 69% debt reduction. Citibank debt negotiation, debt settlement letter. (2002) $6,500.00 paid on balance of $13,092.89. 50% debt reduction. Citibank debt negotiation, debt settlement letter. (2002) $487.21 paid on balance of $1218.03.60% debt reduction. Discover debt negotiation, debt settlement letter. (2002) $2,551.00 paid on balance of $8,503.44. 70% debt reduction. American Express debt negotiation, debt settlement letter. (2000) $5,520.58 paid on balance of $13,801.44. 60% debt reduction. Bank of America debt negotiation, debt settlement letter. (2000) $3,909 paid on balance of $11,170. 65% debt reduction. Chase debt negotiation, debt settlement letter. (2000) $3,830 paid on balance of $11,085. 65% debt reduction. Discover debt negotiation, debt settlement letter. (2000) $6,904 paid on balance of $21,471.68% debt reduction. First USA debt negotiation, debt settlement letter. (2000) $4,696 paid on balance of $16,128.71% debt reduction. First USA debt negotiation, debt settlement letter. (2000) $2,721 paid on balance of $9,070.70% debt reduction. First USA debt negotiation, debt settlement letter. (2002) $3,995 paid on balance of $13,316.70% debt reduction. Household debt negotiation, debt settlement letter. (2001) $10,000 paid on balance of $36,007.72% debt reduction. Wells Fargo debt negotiation, debt settlement letter. (2000) $4,840 paid on balance of $13,882.65% debt reduction. Wells Fargo / First Interstate / Max Flow Corp. / Law Firm debt negotiation, debt settlement Letter. (2002) $4,454 paid on balance of $11,137. 60% debt reduction. First USA debt negotiation, debt settlement letter. (2002) $1,668 paid in installments over 4 months on balance of $5,333.76. 69% debt reduction with payments over 4 months. Chase debt negotiation, debt settlement letter. (2002) Installments of $116 and $2,263 to settle on balance of $6,799.49. 65% debt reduction with payments over 2 months. Citibank debt negotiation, debt settlement letter. (2002) 3 installments of $494.38 paid on balance of $3,707.87. 60% debt reduction with payments over 3 months. Household debt negotiation, debt settlement letter. (2002) $1,722.52 paid on balance of $3,131.85. 65% debt reduction with potential payments of up to 6 months. Merrick Bank debt negotiation, debt settlement letter. (2002) 3 installments of $613.34 paid on balance of $3,630. 50% debt reduction with payments over 3 months. Citibank letter of debt negotiation. (2003) 1 installment of $169.09 paid on balance of $1,280.98.87% reduction of debt. Capital One letter of debt negotiation. (2003) 1 payment of $232 paid on balance of $770.08.70% savings. Household debt settlement letter. (2003) $1,012.80 paid on balance of $3,379.36. 70% savings. Chase debt settlement letter. (2003) $612 paid on balance of $2,039. 70% reduction of debt. Providian letter of debt negotiation. (2003) $701.00 paid on balance of $1,754.03.60% savings. Collection Agency debt settlement letter. (2003) $14,890.75 paid on balance of $59,563.59.75% savings. US Bank letter of debt negotiation. (2003) $1,200 paid in installments over 3 months on balance of $3,242.33. 63% reduction of debt. Get FREE CONSULTATION & QUOTE with no obligation; just fill out a few fields & confirm your phone number